6 Ways To Save on Healthcare This Year
With so many changes to healthcare in recent years, there is some uncertainty in the air around the rising costs and changing coverages. While some of this is not completely in our hands, there are things that we can do to help keep our own healthcare costs to a... Read more
5 Leading Federal Benefit Programs Uncovered
Let’s discover some of the most helpful Federal Benefit Programs available. These programs aim to provide low-income families with support to obtain basic necessities and help families achieve economic security and stability in a variety of ways. It’s important to note that each state varies in the benefits it... Read more
Life Insurance: Do I Really Need it?
Life can throw surprises, many that can be hard to bear. One such shocking surprise is sudden illness, incapacitation or death. Such encounters can put those who depend on us in a state of unending predicaments. One of the best ways to safeguard the lives of your dependents is... Read more
Using Your 401k or IRA for a Down Payment on a Home
With most home loans, you will be required to place a down payment in order to secure the mortgage; sometimes the down payment amount can be significant. Many borrowers will run into the issue of not having enough in savings to cover the required down payment amount, therefore they... Read more
Access Home Buyer Education
The process of purchasing a home is one of the most important, rewarding, and complicated financial events you’ll probably ever experience. Because buying a home will have such a significant impact on both your finances and your life in general, it’s crucial that you utilize all resources available to... Read more
Single Parent’s Guide to Stretching Your Budget
One of the biggest challenges that families face every month is how to pay their bills. If you’re a single parent, this can be particularly difficult. Trying to run a household on a limited income and a seemingly infinite number of expenses often forces single parents to live paycheck... Read more
Here’s How To Jumpstart Your Retirement Savings
For a lot of people, retirement may feel like it’s light years away. In reality, every day that passes gets us closer to those golden years, when we hope to bask in the sun with a magazine in one hand and a pina colada in the other. Saving for... Read more
3 Ways to Cash in On Your Spring Cleaning
Spring is upon us. The sun is shining, flowers are growing, and trees are starting to blossom. For many of us, this is the season that ushers in Spring Cleaning. One of the many places that gathers clutter in our homes in our closets. Finding room can be a... Read more
Money Management Resources to Help You Avoid Financial Crisis
If you’ve found yourself struggling financially and would like to work on eliminating your debt and finding financial stability, we’ve got the resources that can help.  Having solid money management skills is essential in making smart decisions when it comes to your finances.  Unfortunately, these skills are not often... Read more
This Grant Program Can Make A World of Difference
Who Most individuals are familiar with government grant programs but less known are opportunities for private grants.  There are many organizations that provide funds to those in need.  This article highlights Modest Needs.  Aimed to help individuals and families living paycheck to paycheck and are close to financial crisis,... Read more